/* original source page styles, scoped */
.content-wrap{
      --src-navy: #155730;
      --src-navy-dark: #0f4023;
      --src-gold: #f49200;
      --src-gold-dark: #D4900A;
      --src-white: #FFFFFF;
      --src-off-white: #F8F9FA;
      --src-light-gray: #E9ECEF;
      --src-mid-gray: #6C757D;
      --src-text: #212529;
      --src-text-muted: #6C757D;
      --src-success: #28A745;
      --src-warning: #ff9c07;
      --src-danger: #DC3545;
      --src-info: #27a85d;
      --src-border: #DEE2E6;
      --src-shadow: 0 2px 8px rgba(0,0,0,0.10);
      --src-shadow-lg: 0 4px 20px rgba(0,0,0,0.14);
    }
.content-wrap, .content-wrap *{ box-sizing: border-box; margin: 0; padding: 0; }
.content-wrap{
      font-family: var(--font-sans);
      color: var(--ink);
      background: var(--src-white);
      line-height: 1.6;
    }
.content-wrap h1, .content-wrap h2, .content-wrap h3, .content-wrap h4{
      font-family: var(--font-sans);
      line-height: 1.25;
    }
.content-wrap a{ color: var(--ink); }
.content-wrap a:hover{ color: var(--ink-warn); }
.content-wrap .site-nav{
      background: var(--bg-dark);
      padding: 0 1.5rem;
      position: sticky;
      top: 0;
      z-index: 100;
      box-shadow: var(--src-shadow);
    }
.content-wrap .nav-inner{
      max-width: 1100px;
      margin: 0 auto;
      display: flex;
      align-items: center;
      justify-content: space-between;
      height: 56px;
    }
.content-wrap .nav-brand{
      font-family: var(--font-sans);
      font-size: 1.2rem;
      font-weight: 700;
      color: var(--ivory);
      text-decoration: none;
    }
.content-wrap .nav-brand span{ color: var(--ink-warn); }
.content-wrap .nav-links{ display: flex; gap: 1.5rem; list-style: none; }
.content-wrap .nav-links a{
      color: var(--ivory-2);
      text-decoration: none;
      font-size: 0.875rem;
      font-weight: 500;
      transition: color 0.15s;
    }
.content-wrap .nav-links a:hover{ color: var(--ink-warn); }
.content-wrap .alert-banner{
      background: #7b1d1d;
      color: var(--ivory);
      padding: 0.75rem 1.5rem;
      text-align: center;
      font-size: 0.875rem;
      line-height: 1.5;
    }
.content-wrap .alert-banner strong{ color: var(--ivory-2); }
.content-wrap .alert-banner a{ color: var(--ivory-2); }
.content-wrap .hero{
      background: var(--bg-dark);
      color: var(--ivory);
      padding: 3rem 1.5rem 2.5rem;
    }
.content-wrap .hero-inner{
      max-width: 1100px;
      margin: 0 auto;
    }
.content-wrap .breadcrumb{
      font-size: 0.8rem;
      color: var(--ivory-2);
      margin-bottom: 1rem;
    }
.content-wrap .breadcrumb a{ color: var(--ivory-2); text-decoration: none; }
.content-wrap .breadcrumb a:hover{ color: var(--ink-warn); }
.content-wrap .breadcrumb span{ margin: 0 0.4rem; }
.content-wrap h1{
      font-size: clamp(1.75rem, 4vw, 2.5rem);
      margin-bottom: 0.75rem;
      line-height: 1.2;
    }
.content-wrap h1 span{ color: var(--ink-warn); }
.content-wrap .hero-sub{
      font-size: 1.05rem;
      color: var(--ivory-2);
      max-width: 640px;
      margin-bottom: 1.5rem;
    }
.content-wrap .status-badges{
      display: flex;
      flex-wrap: wrap;
      gap: 0.5rem;
    }
.content-wrap .badge{
      display: inline-flex;
      align-items: center;
      gap: 0.35rem;
      padding: 0.35rem 0.75rem;
      border-radius: 999px;
      font-size: 0.775rem;
      font-weight: 600;
      font-family: var(--font-sans);
      white-space: nowrap;
    }
.content-wrap .badge-green{ background: rgba(40,167,69,0.18);  color: var(--accent); border: 1px solid rgba(40,167,69,0.35); }
.content-wrap .badge-yellow{ background: rgba(244,146,0,0.18);  color: var(--ink-warn); border: 1px solid rgba(244,146,0,0.35); }
.content-wrap .badge-red{ background: rgba(220,53,69,0.18);  color: var(--ink-danger); border: 1px solid rgba(220,53,69,0.35); }
.content-wrap .badge-gray{ background: rgba(108,117,125,0.18); color: var(--ink-3); border: 1px solid rgba(108,117,125,0.35); }
.content-wrap .badge::before{ font-size: 0.7rem; }
.content-wrap .badge-green::before{ content: '●'; }
.content-wrap .badge-yellow::before{ content: '◑'; }
.content-wrap .badge-red::before{ content: '○'; }
.content-wrap .badge-gray::before{ content: '\00B7'; }
.content-wrap .page-body{
      max-width: 1100px;
      margin: 0 auto;
      padding: 2rem 1.5rem;
      display: grid;
      grid-template-columns: 1fr 320px;
      gap: 2rem;
      align-items: start;
    }
@media (max-width: 820px){.content-wrap .page-body{ grid-template-columns: 1fr; }
.content-wrap .sidebar{ order: -1; }}
.content-wrap .section{
      background: var(--src-white);
      border: 1px solid var(--src-border);
      border-radius: 10px;
      margin-bottom: 1.5rem;
      overflow: hidden;
      box-shadow: var(--src-shadow);
    }
.content-wrap .section-header{
      background: var(--src-off-white);
      border-bottom: 1px solid var(--src-border);
      padding: 1rem 1.25rem;
      cursor: pointer;
      display: flex;
      align-items: center;
      justify-content: space-between;
      user-select: none;
    }
.content-wrap .section-header:hover{ background: var(--src-light-gray); }
.content-wrap .section-title{
      font-family: var(--font-sans);
      font-size: 1.15rem;
      color: var(--ink);
    }
.content-wrap .section-pill{
      font-size: 0.72rem;
      font-weight: 600;
      padding: 0.2rem 0.6rem;
      border-radius: 999px;
      font-family: var(--font-sans);
    }
.content-wrap .pill-green{ background: #d4edda; color: var(--ink); }
.content-wrap .pill-yellow{ background: #fff3cd; color: var(--ink-warn); }
.content-wrap .pill-red{ background: #f8d7da; color: var(--ink-danger); }
.content-wrap .pill-gray{ background: #e2e3e5; color: var(--ink); }
.content-wrap .section-chevron{
      color: var(--ink-3);
      font-size: 0.85rem;
      transition: transform 0.2s;
    }
.content-wrap .section-chevron.open{ transform: rotate(180deg); }
.content-wrap .section-body{
      padding: 1.25rem;
    }
.content-wrap .section-body.collapsed{ display: none; }
.content-wrap .info-table{ width: 100%; border-collapse: collapse; font-size: 0.9rem; }
.content-wrap .info-table th, .content-wrap .info-table td{ padding: 0.6rem 0.75rem; text-align: left; border-bottom: 1px solid var(--src-light-gray); }
.content-wrap .info-table th{ background: var(--src-off-white); font-weight: 600; color: var(--ink); width: 38%; }
.content-wrap .info-table tr:last-child th, .content-wrap .info-table tr:last-child td{ border-bottom: none; }
.content-wrap .info-table td{ color: var(--ink); }
.content-wrap .highlight-green{ color: var(--accent); font-weight: 600; }
.content-wrap .highlight-red{ color: var(--ink-danger);  font-weight: 600; }
.content-wrap .highlight-gold{ color: var(--ink-warn); font-weight: 600; }
.content-wrap .utility-grid{
      display: grid;
      grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
      gap: 1rem;
      margin-top: 1rem;
    }
.content-wrap .utility-card{
      background: var(--src-off-white);
      border: 1px solid var(--src-border);
      border-radius: 8px;
      padding: 1rem;
    }
.content-wrap .utility-card h4{
      font-family: var(--font-sans);
      font-size: 1rem;
      color: var(--ink);
      margin-bottom: 0.4rem;
    }
.content-wrap .utility-card p{
      font-size: 0.84rem;
      color: var(--ink-3);
      margin-bottom: 0.3rem;
      line-height: 1.5;
    }
.content-wrap .rate-note{
      background: rgba(244,146,0,0.12);
      border-left: 3px solid var(--src-gold);
      padding: 0.35rem 0.6rem;
      border-radius: 0 4px 4px 0;
      font-size: 0.82rem !important;
      color: var(--ink) !important;
      margin-top: 0.5rem !important;
    }
.content-wrap .callout{
      border-radius: 8px;
      padding: 1rem 1.1rem;
      margin-bottom: 1rem;
      font-size: 0.9rem;
      line-height: 1.55;
    }
.content-wrap .callout-green{ background: #d4edda; border-left: 4px solid var(--src-success); color: var(--ink); }
.content-wrap .callout-yellow{ background: #fff3cd; border-left: 4px solid var(--src-warning); color: var(--ink-2); }
.content-wrap .callout-red{ background: #f8d7da; border-left: 4px solid var(--src-danger);  color: var(--ink-2); }
.content-wrap .callout-blue{ background: #d1f1de; border-left: 4px solid var(--src-info);   color: var(--ink); }
.content-wrap .callout strong{ font-weight: 600; }
.content-wrap .calc-wrap{
      background: var(--src-off-white);
      border: 1px solid var(--src-border);
      border-radius: 10px;
      padding: 1.25rem;
      margin-bottom: 1.5rem;
    }
.content-wrap .calc-wrap h3{
      font-size: 1.05rem;
      color: var(--ink);
      margin-bottom: 1rem;
    }
.content-wrap .calc-row{
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 0.75rem;
      margin-bottom: 0.75rem;
    }
@media (max-width: 500px){.content-wrap .calc-row{ grid-template-columns: 1fr; }}
.content-wrap .calc-field label{
      display: block;
      font-size: 0.8rem;
      font-weight: 600;
      color: var(--ink-3);
      margin-bottom: 0.25rem;
      text-transform: none;
      letter-spacing: 0;
    }
.content-wrap .calc-field input, .content-wrap .calc-field select{
      width: 100%;
      padding: 0.5rem 0.75rem;
      border: 1px solid var(--src-border);
      border-radius: 6px;
      font-size: 0.9rem;
      font-family: var(--font-sans);
      background: var(--src-white);
      color: var(--ink);
    }
.content-wrap .calc-field input:focus, .content-wrap .calc-field select:focus{
      outline: none;
      border-color: var(--src-navy);
      box-shadow: 0 0 0 3px rgba(21,87,48,0.12);
    }
.content-wrap .calc-btn{
      background: var(--accent);
      color: var(--ivory);
      border: none;
      padding: 0.6rem 1.5rem;
      border-radius: 6px;
      font-size: 0.9rem;
      font-weight: 600;
      cursor: pointer;
      font-family: var(--font-sans);
      transition: background 0.15s;
      margin-top: 0.25rem;
    }
.content-wrap .calc-btn:hover{ background: var(--accent); }
.content-wrap .calc-results{
      margin-top: 1rem;
      display: none;
    }
.content-wrap .calc-results.show{ display: block; }
.content-wrap .result-grid{
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 0.75rem;
      margin-bottom: 0.75rem;
    }
@media (max-width: 500px){.content-wrap .result-grid{ grid-template-columns: 1fr 1fr; }}
.content-wrap .result-card{
      background: var(--src-white);
      border: 1px solid var(--src-border);
      border-radius: 8px;
      padding: 0.75rem;
      text-align: center;
    }
.content-wrap .result-card .val{
      font-size: 1.3rem;
      font-weight: 700;
      color: var(--ink);
      font-family: var(--font-sans);
    }
.content-wrap .result-card .lbl{
      font-size: 0.72rem;
      color: var(--ink-3);
      text-transform: none;
      letter-spacing: 0;
      margin-top: 0.15rem;
    }
.content-wrap .disclaimer{
      font-size: 0.78rem;
      color: var(--ink-3);
      line-height: 1.5;
      margin-top: 0.75rem;
    }
.content-wrap .sidebar{ display: flex; flex-direction: column; gap: 1.25rem; }
.content-wrap .sidebar-card{
      background: var(--src-white);
      border: 1px solid var(--src-border);
      border-radius: 10px;
      overflow: hidden;
      box-shadow: var(--src-shadow);
    }
.content-wrap .sidebar-card-header{
      background: var(--bg-dark);
      color: var(--ivory);
      padding: 0.75rem 1rem;
      font-family: var(--font-sans);
      font-size: 1rem;
    }
.content-wrap .sidebar-card-body{ padding: 1rem; }
.content-wrap .quick-facts{ list-style: none; }
.content-wrap .quick-facts li{
      padding: 0.5rem 0;
      border-bottom: 1px solid var(--src-light-gray);
      font-size: 0.875rem;
      display: flex;
      gap: 0.5rem;
    }
.content-wrap .quick-facts li:last-child{ border-bottom: none; }
.content-wrap .qf-icon{ flex-shrink: 0; width: 1.1rem; text-align: center; }
.content-wrap .qf-label{ color: var(--ink-3); font-size: 0.78rem; display: block; }
.content-wrap .qf-val{ font-weight: 600; color: var(--ink); display: block; }
.content-wrap .lead-form .lead-field{ margin-bottom: 0.65rem; }
.content-wrap .lead-form label{ font-size: 0.8rem; font-weight: 600; color: var(--ink-3); display: block; margin-bottom: 0.2rem; }
.content-wrap .lead-form input, .content-wrap .lead-form select{
      width: 100%;
      padding: 0.45rem 0.65rem;
      border: 1px solid var(--src-border);
      border-radius: 5px;
      font-size: 0.875rem;
      font-family: var(--font-sans);
    }
.content-wrap .lead-form button{
      width: 100%;
      background: var(--src-gold);
      color: var(--ink);
      border: none;
      padding: 0.6rem;
      border-radius: 6px;
      font-size: 0.9rem;
      font-weight: 700;
      cursor: pointer;
      font-family: var(--font-sans);
      margin-top: 0.5rem;
      transition: background 0.15s;
    }
.content-wrap .lead-form button:hover{ background: var(--src-gold-dark); }
.content-wrap .lead-form .fine{ font-size: 0.72rem; color: var(--ink-3); margin-top: 0.5rem; text-align: center; }
.content-wrap .sources-section{
      background: var(--src-off-white);
      border: 1px solid var(--src-border);
      border-radius: 10px;
      padding: 1.25rem;
      margin-top: 0;
    }
.content-wrap .sources-section h3{
      font-size: 0.95rem;
      color: var(--ink);
      margin-bottom: 0.75rem;
    }
.content-wrap .source-list{ list-style: none; }
.content-wrap .source-list li{
      font-size: 0.82rem;
      padding: 0.35rem 0;
      border-bottom: 1px solid var(--src-light-gray);
      display: flex;
      align-items: flex-start;
      gap: 0.5rem;
      color: var(--ink-3);
    }
.content-wrap .source-list li:last-child{ border-bottom: none; }
.content-wrap .t1-badge{
      flex-shrink: 0;
      background: #d4edda;
      color: var(--ink);
      font-size: 0.68rem;
      font-weight: 700;
      padding: 0.1rem 0.4rem;
      border-radius: 3px;
      margin-top: 0.1rem;
    }
.content-wrap .t2-badge{
      flex-shrink: 0;
      background: #fff3cd;
      color: var(--ink-warn);
      font-size: 0.68rem;
      font-weight: 700;
      padding: 0.1rem 0.4rem;
      border-radius: 3px;
      margin-top: 0.1rem;
    }
.content-wrap .source-list a{ color: var(--ink); }
.content-wrap .site-footer{
      background: var(--bg-dark);
      color: var(--ivory-2);
      text-align: center;
      padding: 1.5rem;
      font-size: 0.8rem;
      margin-top: 2rem;
    }
.content-wrap .site-footer a{ color: var(--ivory-2); }
.content-wrap .text-sm{ font-size: 0.875rem; }
.content-wrap .text-muted{ color: var(--ink-3); }
.content-wrap .mt-1{ margin-top: 0.5rem; }
.content-wrap .mt-2{ margin-top: 1rem; }
.content-wrap .mb-1{ margin-bottom: 0.5rem; }
.content-wrap p + p{ margin-top: 0.6rem; }

/* page styles */
.content-wrap .content-wrap{ max-width: 1200px; margin: 0 auto; padding: 2.5rem 1.5rem 4rem; }
.content-wrap .layout{ display: grid; grid-template-columns: 1fr 320px; gap: 2.5rem; align-items: start; }
.content-wrap .section{ margin-bottom: 2.5rem; }
.content-wrap .section-title{ font-family: var(--font-sans); font-size: var(--step-2); font-weight: 700; color: var(--accent); margin-bottom: 1rem; padding-bottom: 0.5rem; border-bottom: 2px solid var(--sun); display: inline-block; }
.content-wrap .content p{ line-height: 1.7; color: var(--ink-2); margin-bottom: 0.85rem; }
.content-wrap .highlight-row{ display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 1rem; margin-bottom: 1.5rem; }
.content-wrap .highlight-card{ border-radius: 12px; padding: 1.25rem; text-align: center; }
.content-wrap .highlight-card.blue{ background: #f2fcf6; border: 1px solid #caf3db; }
.content-wrap .highlight-card.green{ background: #f0fdf4; border: 1px solid #86efac; }
.content-wrap .highlight-card.amber{ background: #fffbeb; border: 1px solid #fde68a; }
.content-wrap .highlight-card.red{ background: #fef2f2; border: 1px solid #fecaca; }
.content-wrap .highlight-card-value{ font-size: 1.6rem; font-weight: 700; margin-bottom: 0.3rem; }
.content-wrap .highlight-card.blue .highlight-card-value{ color: var(--ink-2); }
.content-wrap .highlight-card.green .highlight-card-value{ color: var(--ink-2); }
.content-wrap .highlight-card.amber .highlight-card-value{ color: var(--ink-2); }
.content-wrap .highlight-card.red .highlight-card-value{ color: var(--ink-2); }
.content-wrap .highlight-card-label{ font-size: 0.78rem; font-weight: 600; color: var(--ink-2); text-transform: none; letter-spacing: 0; }
.content-wrap .data-table{ width: 100%; border-collapse: collapse; margin: 1rem 0; font-size: 0.9rem; }
.content-wrap .data-table th{ background: var(--accent); color: var(--ivory); padding: 0.65rem 1rem; text-align: left; font-size: 0.8rem; text-transform: none; letter-spacing: 0; }
.content-wrap .data-table td{ padding: 0.65rem 1rem; border-bottom: 1px solid #e5e7eb; }
.content-wrap .data-table tr:nth-child(even) td{ background: #f9fbfa; }
.content-wrap .data-table tr:last-child td{ border-bottom: none; }
.content-wrap .td-label{ font-weight: 600; color: var(--ink-2); }
.content-wrap .td-good{ color: var(--accent); font-weight: 600; }
.content-wrap .td-bad{ color: var(--ink-danger); font-weight: 600; }
.content-wrap .td-neutral{ color: var(--ink-warn); font-weight: 600; }
.content-wrap .math-box{ background: #f9fbfa; border: 1px solid #e5e7eb; border-left: 4px solid var(--accent); border-radius: 8px; padding: 1.25rem 1.5rem; margin: 1.25rem 0; font-size: 0.88rem; }
.content-wrap .math-box-title{ font-weight: 700; color: var(--accent); margin-bottom: 0.75rem; font-size: 0.95rem; }
.content-wrap .math-row{ display: flex; justify-content: space-between; padding: 0.3rem 0; border-bottom: 1px solid #e5e7eb; }
.content-wrap .math-row:last-child{ border-bottom: none; font-weight: 700; color: var(--accent); }
.content-wrap .math-row.total{ border-top: 2px solid var(--accent); padding-top: 0.5rem; }
.content-wrap .callout{ border-radius: 10px; padding: 1.25rem 1.5rem; margin: 1.25rem 0; }
.content-wrap .callout-amber{ background: #fffbeb; border: 1px solid #fde68a; }
.content-wrap .callout-amber .callout-head{ color: var(--ink-warn); font-weight: 700; margin-bottom: 0.5rem; }
.content-wrap .callout-red{ background: #fef2f2; border: 1px solid #fecaca; }
.content-wrap .callout-red .callout-head{ color: var(--ink-danger); font-weight: 700; margin-bottom: 0.5rem; }
.content-wrap .callout-blue{ background: #f2fcf6; border: 1px solid #caf3db; }
.content-wrap .callout-blue .callout-head{ color: var(--accent); font-weight: 700; margin-bottom: 0.5rem; }
.content-wrap .callout-green{ background: #f0fdf4; border: 1px solid #86efac; }
.content-wrap .callout-green .callout-head{ color: var(--accent); font-weight: 700; margin-bottom: 0.5rem; }
.content-wrap .callout p{ margin-bottom: 0; }
.content-wrap .sidebar{ display: flex; flex-direction: column; gap: 1.5rem; }
.content-wrap .sidebar-card{ background: #fff; border: 1px solid #e5e7eb; border-radius: 14px; overflow: hidden; }
.content-wrap .sidebar-card-head{ background: var(--accent); color: var(--ivory); padding: 0.85rem 1.25rem; font-weight: 700; font-size: 0.88rem; text-transform: none; letter-spacing: 0; }
.content-wrap .sidebar-card-body{ padding: 1.25rem; }
.content-wrap .sidebar-row{ display: flex; justify-content: space-between; align-items: baseline; padding: 0.5rem 0; border-bottom: 1px solid #f3f4f6; font-size: 0.88rem; }
.content-wrap .sidebar-row:last-child{ border-bottom: none; }
.content-wrap .sidebar-row-label{ color: var(--ink-2); }
.content-wrap .sidebar-row-value{ font-weight: 700; color: var(--ink); text-align: right; max-width: 55%; }
.content-wrap .sidebar-row-value.green{ color: var(--ink-2); }
.content-wrap .sidebar-row-value.red{ color: var(--ink-2); }
.content-wrap .sidebar-row-value.amber{ color: var(--ink-2); }
.content-wrap .badge{ display: inline-block; font-size: 0.7rem; font-weight: 700; padding: 0.15rem 0.5rem; border-radius: 4px; text-transform: none; letter-spacing: 0; }
.content-wrap .badge-green{ background: #d1fae5; color: var(--ink); }
.content-wrap .badge-red{ background: #fee2e2; color: var(--ink-danger); }
.content-wrap .badge-amber{ background: #fef3c7; color: var(--ink-warn); }
.content-wrap .badge-blue{ background: #e1f8eb; color: var(--accent); }
.content-wrap .source-list{ font-size: 0.78rem; color: var(--ink-2); line-height: 1.7; }
.content-wrap .source-list a{ color: var(--accent); text-decoration: none; }
.content-wrap .source-list a:hover{ text-decoration: underline; }
.content-wrap .alert-bar{ padding: 0.7rem 1.5rem; font-size: 0.82rem; font-weight: 600; display: flex; align-items: center; gap: 0.5rem; justify-content: center; text-align: center; }
.content-wrap .alert-red{ background: #fef2f2; color: var(--ink-2); border-bottom: 1px solid #fecaca; }
.content-wrap .alert-amber{ background: #fffbeb; color: var(--ink-2); border-bottom: 1px solid #fde68a; }
.content-wrap .alert-green{ background: #f0fdf4; color: var(--ink); border-bottom: 1px solid #86efac; }
.content-wrap .alert-blue{ background: #f2fcf6; color: var(--ink-2); border-bottom: 1px solid #caf3db; }
@media (max-width: 860px){.content-wrap .layout{ grid-template-columns: 1fr; }
.content-wrap .sidebar{ order: -1; }
.content-wrap .highlight-row{ grid-template-columns: repeat(2, 1fr); }}
@media (max-width: 480px){.content-wrap .highlight-row{ grid-template-columns: 1fr 1fr; }
.content-wrap .sidebar-row{ flex-direction: column; gap: 0.2rem; }
.content-wrap .sidebar-row-value{ text-align: left; max-width: 100%; }}

/* former inline style attributes */
.is-00896ef1{display:none !important}
.is-a73b7e03{font-size:1rem !important;color:var(--navy) !important;margin-bottom:0.75rem !important}
.is-faafaa82{display:flex !important;align-items:center !important;gap:0.75rem !important}